Empowering communities through ethical savings, accessible loans, and shared prosperity. Join a trusted cooperative built on transparency and mutual growth.
We combine modern digital tools with the trusted cooperative model — transparent, secure, and member-first.
Every transaction tracked on our member dashboard. Full auditability & cooperative governance.
Access affordable credit with fair interest rates. Your savings act as collateral.
Earn annual dividends from cooperative profits. Your money works harder for you.
Manage contributions, request micro-loans, track dividends & connect with your saving group — all from Nizigamire.
Deposit & withdraw seamlessly via mobile money or bank transfer.
Set personal or group goals, track progress in real time.
Quick loan approval based on your savings history & group trust.
Stay updated with meeting reminders, dividends, and announcements.
Member impact
₣ 2.8M+
Total savings mobilized across groups
Active groups
47+
Savings circles & cooperatives
Loan repayment rate
98.4%
Responsible lending culture
Kigali, member since 2022
“Nizigamire changed my family’s future. I saved consistently for a year and got a loan to start a small business. Now I employ 2 people!”
Farmer cooperative leader
“Our entire village joined Nizigamire. The transparency and low-interest loans helped us buy better equipment. Incredible platform!”
Small shop owner
“Mobile wallet makes contributions effortless. I get dividends every quarter. Honestly the best financial decision.”
Start your savings journey today. Join a community where every contribution builds prosperity.
✨ No fees to join. We'll contact you with onboarding steps.